Deposit Rates

Deposit rates effective 04/05/2024 and subject to change.

Savings
Regular Shares

Dividend Rate: 0.10%

APY: 0.10% *

Min Balance to Open: $25

Min Balance for Dividends: $100

Savings
IRA

Dividend Rate: 0.30%

APY: 0.30% *

Min Balance to Open: $50

Min Balance for Dividends: $0.01

checking
Dividend Checking

Dividend Rate: 0.05%

APY: 0.05% *

Min Balance to Open: $50

Min Balance for Dividends: $0.01

Money Market Checking Tiers

Daily Balance Tiers Dividend Rate APY* Minimum Balance to Open an Account Minimum Balance for Tiered Dividends
$2,500 to
$49,999.99		 1.00% 1.00% APY* $2,500 $2,500
$50,000 to $99,999.99 1.10% 1.10% APY* $2,500 $50,000
$100,000 to $199,999.99 1.50% 1.50% APY* $2,500 $100,000
$200,000 to $299,999.99 1.70% 1.70% APY* $2,500 $200,000
$300,000 to $399,999.99 2.25% 2.25% APY* $2,500 $300,000
$400,000 + 3.00% 3.00% APY* $2,500 $400,000


Share Certificates

Term Dividend Rate APY* Minimum Balance
(To open and for dividends)
48 month 3.06% 3.10% APY* $1000
36 month 3.06% 3.10% APY* $1000
24 month 3.06% 3.10% APY* $1000
18 month 4.07% 4.15% APY* $1000
12 month 4.31% 4.40% APY* $1000
6 month  4.17% 4.25% APY* $1000

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*APY = Annual Percentage Yield

NOTE: Rates are effective as of dates published and are subject to change. There is a penalty for early withdrawal on term share certificates. Fees may reduce earnings on the account. Deposits are federally insured by the National Credit Union Administration to at least $250,000. If you need further information on applicable fees and terms, please contact a Branch Operations Specialist.  Exclusions may apply.