Checking

TEXAR 1 Checking

Account Services

TEXAR offers a variety of accounts! Whether you are saving for the future, or just need a debit card and checking account, TEXAR has an account to fit your needs. Apply online or stop by one of our branches to open your account today! 

Need account questions answered? We have a variety of options to help!  You can text your question to 903.223.0000, message us through your TEXAR Mobile App or give us a call at 903.223.0000!

Benefits Include:

  • Debit Card
  • Debit Overdraft Privilege
  • Direct Deposit
  • Unlimited Withdrawals per Month
  • Dividends Paid Monthly

Avoid Monthly Fees:

  1. Make a Monthly direct deposit
  2. Make a minimum of 10 debit card transactions each month
  3. Be enrolled in E-statements
*Member must maintain an average daily balance of $500.00 or a fee of $5.00 will be assessed monthly if not using the services above.

Stop Payment

Need to issue a stop payment? TEXAR has two ways you can do that! 

Option 1: Draft* (Checks)

Login into your online banking & follow the steps below 

  1. Click on your TEXAR 1 Checking 
  2. Select Stop Payment
  3. Follow the prompts to complete your Stop Payment

*Note: Draft Stop Payments can only be completed online; they cannot be done through the TEXAR mobile app

Option 2: ACH*

  • To request an ACH stop payment stop by one of our locations or message us through the TEXAR mobile app 

*Note: An ACH debit is a pre-authorized debit processed through the Automated Clearing House.  An ACH debit transaction occurs when authorization is given to a company/merchant to initiate debits from an account for payment of products or services.

Woman paying for purchase with a card.
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Cashier's Check

You can use a TEXAR cashier's check for large purchases, paying bills, or a variety of other reasons.
 
How is a Cashier’s Check Different From a Traditional Check?
A cashier’s check eliminates the risk associated with receiving a traditional check because the funds are guaranteed by the financial institution. A traditional check is dependent on the paying party having enough in their account to cover the full face value of the check.
 
To get a cashier's check, simply visit one of our locations. 

Overdraft Privilege


TEXAR has two types of overdraft privilege, click the link below to find out more.

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